Why choose a local agent?

Whether you are in the Waterloo Region or anywhere in Ontario, you can call in, click in or walk in and we can help with all of your insurance needs. Contact us to find out the difference our team provides.

What if my rec vehicle gets damaged away from home?

Comprehensive coverage can protect you across Ontario and beyond — whether you're on a marked trail up North, or deep in the backcountry. We'll walk you through what's included so there are no surprises miles from the trailer.

Can I pause coverage during off season?

Many insurers offer seasonal lay-up options that reduce premiums when your bike or motorhome is stored. Your local advisor will help structure the policy around your actual riding calendar — not a one-size-fits-all schedule.

Why do I need insurance for my rec vehicles?

If your recreational vehicle has a motor and operates on or crosses over a public roads it is required to have insurance by law. Provincial laws mandate that you carry legal liability and accident benefit coverage. It is important to best protect yourself and your vehicle. Click call us now to discuss coverage with one of our advisors.

Local rv insurance options for recreational vehicles

Tell us about your ride

Step 1

We review your needs

Step 2

Same day follow up from a local agent

Step 3

Motorcycles, ATVs & side-by-sides, dirtbikes, boats & watercrafts, motorhomes & trailers, and snowmobiles. Get a coverage review from a local Waterloo agent that believes in consistent service, competitive rates, and protection you can trust across all of Ontario.

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Tell us about your rec vehicle!

Snowmobiles

Stay protected when the snow starts flying.
Snowmobiling is all about adventure, but accidents and unexpected damage can happen. Snowmobile insurance can help protect you from risks such as collision, theft, fire, and other covered losses, so you can spend more time enjoying the winter trails.

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ATVs

Coverage for the trails, worksite, and everywhere in between.
Protect your ATV against the unexpected with coverage designed for recreational and utility use. Whether you're riding the trails, exploring off-road terrain, or using your ATV around your property, we can help protect your vehicle and your investment.

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Dirtbikes

Coverage built for off-road adventure.
Whether you're hitting the track, exploring backcountry trails, or enjoying weekend rides, dirt bike insurance can help protect your bike against unexpected damage, theft, and other covered risks. Get coverage that fits the way you ride.

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Boats & Watercrafts

Enjoy the water with confidence.
From fishing boats and pontoons to personal watercraft and other recreational watercraft, the right insurance helps protect you both on and off the water. Coverage can help with physical damage, theft, liability, and other risks associated with owning and operating your watercraft.

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Motorhomes & Trailers

Protect your home on the road.
Your motorhome is more than just a vehicle—it's your home base for getting away. Insurance can help protect your motorhome against accidents, damage, theft, and other covered losses. Trailer coverage can also help protect the equipment and property that make your trips possible.

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Motorcycles

Coverage for wherever the road takes you.
Whether you're taking a weekend getaway or travelling for an extended adventure, RV insurance helps protect your recreational vehicle and your investment. Coverage options can include protection for your RV, trailer, personal belongings, and liability, depending on your policy.